Dr. Mikhail Urinson, a quantitative researcher and allocator who spent a decade behind institutional trading desks before founding Legacy Quant, on why the $500,000 entry barrier to data-driven investing has to fall

In 2025, American retail investors poured approximately $302 billion into U.S. equities — a 53% jump from $197 billion the year before. By every measure, individual traders are now a structural force in global marke