BRICS launched a gold-backed UNIT currency, with XRP aiding cross-border liquidity and crypto markets settlement. The currency is 40% gold and 60% BRICS basket. MiCA is yet to influence this move, as BRICS-aligned banks tested XRP for atomic settlement. India now recognizes XRP as property, allowing it as collateral. Gold offers stability, silver liquidity, and XRP speeds asset movement. The system aims to run in parallel with the U.S. dollar on a faster denominator.

As per 36 Crypto, BRICS has launched a gold-backed UNIT currency, with XRP playing a key role in enabling faster global financial settlement. The new currency is backed by 40% gold and 60% a basket of BRICS currencies. XRP has been tested by BRICS-aligned banks for cross-border liquidity and atomic settlement. India has legally recognized XRP as property, allowing it to be used as collateral in financial transactions. The move aims to create a faster and more efficient financial system, with gold providing stability, silver ensuring liquidity, and XRP facilitating rapid asset movement. BRICS is not seeking to replace the U.S. dollar but to build a parallel system that operates on a faster denominator.