David Schwartz, Ripple’s CTO Emeritus, recently discussed the prospect of $XRPreaching the ambitious $100 price level.

Responding to a question from an investor on the chances of $XRPrealistically hitting $100, the former Ripple CTO said if investors truly believed in extreme upside scenarios, such as $XRPto $100 or Bitcoin to $500,000 within two years, large-scale buying would already have pushed prices higher, which has not happened.

100 in ripple - Ripple CTO Emeritus Speaks on the Chances of XRP Reaching $100

Key Points

  • The $XRPcommunity has repeatedly discussed the prospect of $XRPreaching the $100 mark, which remains ambitious, given current market realities.
  • With $XRPcurrently trading for $1.45, the crypto asset would need to rise 6,796% to reach the $100 price.
  • Schwartz implied that if investors reasonably expected $XRPto hit $100, large-scale buying from them would have already pushed prices much higher.
  • According to him, if large whales have not bought an asset to push its price higher despite bullish predictions, it’s because they do not believe those predictions.

The $XRPto $100 Calls

Schwartz’s comments come amid consistent predictions from community figures that $XRPhas the chance of reaching$100.

100 in ripple - Ripple CTO Emeritus Speaks on the Chances of XRP Reaching $100

Notably, while $XRPhas largely traded between $1.2 and $3.5 since its November 2024 rally, investors continue to push the idea of a move to $100, making it one of the most talked-about long-term targets in the $XRPcommunity.

Interestingly, one community figure, Jake Claver, had predicted that $XRPwould hit$100 by the end of 2025, but this forecast failed to play out.Instead, the price dropped further. With $XRPnow trading at $1.45, it would need a massive 6,796% increase to reach $100.

Bitcoin’s History Gives Hope to $XRPInvestors

Schwartz’s commentary on the matter came as he discussed how he and other Ripple insiders underestimated $XRP’s potential to reach greater heights, especially when it traded for as low as $0.005 during its early stages.

The former CTO stressedthat this pessimism was not limited to $XRPbut cutacross the entire cryptomarket.According to him, he entered the crypto space at a time when Bitcoin traded for $2. If someone had asked him the chances of $BTCreaching $100 then, he would have given a 10% chance.

$XRPinvestors have also discussed suchimpressive growth fromBitcoin, leveraging it to argue that $XRP, whichcurrently tradesfor $1.45, could equallyreach the$100 price someday.They believe the skepticism $XRPcurrently battles withis the sameBitcoin facedwhen predictions of $100 emerged early in its history.

Schwartz Speaks on $XRPReaching $100

Riding on this optimism, an $XRPcommunity member asked Schwartz to give a clear and serious answer about the chances of $XRPreaching $100, without avoiding the question.

In response, Schwartz said crypto prices tend to make sense over the long term. He argued that if people truly believed an asset had a 70% chance of doubling within a year, the price would already reflect that belief because investors would buy early and push it higher. Schwartz admitted that not everyone agrees with him, but he maintains that view.

He used Bitcoin as an example. According to him, if investors really believed there was a 50% chance of $BTCreaching $500,000 within two years, wealthy investors would already be buying heavily.

This kind of demand would likely push Bitcoin above $100,000 today. Since this has not happened, he believes the market does not truly expect such an outcome. He added that this same logic applies to all liquid and easily tradable assets. This includes $XRP.

Essentially, the comment implies that if most investors reallybelieve $XRPcould realistically reach $100 anytime soon, wealthy market participants would have already scooped uplarge amounts of $XRPto benefit from that rally, and this would have pushed the price up.The fact that this large-scale buying has not happened yet means most investors don’t believe the forecast.