A significant psychological and structural milestone has been reached by $XRPLedger activity, with payment volume surpassing $1 billion in a brief period of time. This type of spike indicates a significant change in the way the network is being used, and more crucially, who is driving that usage.

$XRP's trading activity surge

Institutional flow is the most likely cause of this increase. Current price action does not reflect speculative mania, and sust