Crypto veteran and early Ripple executive Greg Kidd has stirred discussion around $XRPfundamentals, stressing that liquidity, not just price, is central to its long-term relevance.
This perspective recently drew attention in the $XRPcommunity after Digital Asset Investor resurfaced Kidd’s past interview. When asked about $XRP’s priceoutlook, Kidd summed up his view in just two words: liquidity and supply.
Greg Kidd Confirms a Major Early $XRPPosition
Notably, during the interview, Kidd confirmed that he holds a significant amount of $XRP. He explained that he secured exposure to roughly 1% of $XRP’s total supply more than five years ago.
The position was structured early in $XRP’s history, long before today’s market structure and institutional interest took shape. His long-term involvement places him among the earliest believers in $XRP’s potential as a financial utility rather than a speculative asset.
$XRPas the “Oil” of Ripple’s Network
Kidd agreed with the analogy that $XRPfunctions like oil within Ripple’s ecosystem. While Ripple builds payment infrastructure to rival systems like SWIFT, $XRP’s role is different.
It isn’t tied solely to the company’s success; instead, it moves freely across borders as a neutral bridge between currencies. From the start, Kidd said, $XRPwas designed to be fast and liquid even before its market value was clear.
Liquidity Matters More Than Price
One of Kidd’s key points was that Ripple’s success does not depend solely on $XRPhaving a high price. Instead, $XRPmust remain highly liquid, allowing participants to enter and exit positions easily with minimal friction.
In his view, liquidity is what enables $XRPto function as a bridge asset. Without deep and efficient markets, $XRPcannot fulfill its purpose, regardless of price levels. While higher prices benefit holders, liquidity is what makes the system work at scale.
Supply, Demand, and Long-Term Upside
Kidd also acknowledged that price appreciation naturally follows when demand outweighs available supply. As $XRPadoption grows and liquidity improves, higher demand could lead to higher valuations over time.
Although Kidd made these statements several years ago, they continue to resurface in $XRPcommunity discussions even today.
When asked about $XRPPrice Greg Kidd(10th employee @ripple ) had two words.
Liquidity & Supply pic.twitter.com/VFSfP5FN2i— Digital Asset Investor (@digitalassetbuy) December 31, 2025
Ripple May Absorb Legacy Banks: Greg Kidd
Last year, Kidd shared a bold visionfor blockchain banking, suggesting Ripple could transform traditional finance by taking over outdated banks. This was during the $XRPLas Vegas conference in June 2025.
Kidd recalled Ripple’s early days with just 188 accounts and emphasized the goal of moving money at “the speed of the internet.”
Kidd now leads Vast Bank, aiming to put banking on the blockchain by issuing FDIC-insured U.S. dollar tokens on the $XRPLedger.
Unlike stablecoins, this method uses fractional-reserve banking, making it more capital-efficient while offering interest, consumer protections, and 24/7 payments. He also envisions cross-border digital dollars and plans to expand to pounds and euros.