$XRP is a juggernaut in the crypto space, a top 10 coin that has always promised to revolutionize global payments. While it has been able to hold its place this year, the increasing popularity of digital finance is opening the door for strong contenders to take a chunk out of its market share.

One to watch out for is Digitap ($TAP), an omni-bank platform that’s piquing the interest of both cryptocurrency investors and fintech enthusiasts. Is a new era of hybrid banking about to begin? 

Digitap Gains Traction in the Evolving Fintech Landscape

Digitap being recognized as an “XRP Killer” is the result of several factors that have led analysts to forecast a climb to $14 for the $TAP token. One is the imminent success of the Digitap presale.

Only in the second round, the event has so far sold more than 88 million tokens and raised more than $1.3 million. With this much interest, a surge to $14—100 times more than its launch price of $0.14—isn’t a stretch.

Another factor is the increasing popularity of fintech applications. According to a November 2025 Asian Banking and Finance article, there’s significant growth in user engagement and installs of finance apps.

With Digitap offering omnibanking with both fiat and crypto in its now downloadable app, it’s bound to catch the attention of users looking for fast and seamless transactions across currencies.

The rise in cryptocurrency ownership is also a good sign for Digitap. A 2024 report from Triple Ashowed that there are more than 560 million crypto owners globally. This means that Digitap is well-positioned to tap into an ever-increasing customer base of crypto users who may want to utilize their assets in various financial transactions. 

Given these factors, it’s clear that Digitap is on its way to a price increase and capturing XRP’s market share in the process.

Digitap’s Strong Points

Digitap’s foray into banking is a welcome development in digital finance. Here are several of its strong points:

• Ease of use:Digitap enables users to transact in both cryptocurrencies and fiat quickly and easily through a single account. Its app is now available for download on Google Play and the App Store.
• Security and privacy:Digitap employs biometric log-ins, end-to-end encryption, two-factor authentication, and other safety measures to ensure that users’ data and funds are protected.
• Potential growth:$TAP investors stand to reap significant gains should Digitap continue on its current trajectory. 

Join The Digitap Presale

The Digitap presaleis the best time to join the project that may have given birth to the XRP Killer. In its current stage, the price of $TAP is $0.0268. This is a steal compared to its $0.14 price at launch and lower than the next stage price of $0.0297.

Joining the presale now means investors can get early access to a token primed to lead the coming PayFi revolution. Analysts are targeting $14, and anyone can download the app today to enjoy a Visa crypto debit card and an offshore fiat account.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app

Read more: Ripple and Shiba Inu Rebound, Digitap Gains Investor Attention

Disclaimer

Please be advised that all information, including our ratings, advices and reviews, is for educational purposes only. Crypto investing carries high risks, and CryptoNinjas is not responsible for any losses incurred. Always do your own research and determine your risk tolerance level; it will help you make informed trading decisions.

Source: https://www.cryptoninjas.net/news/digitap-bridges-crypto-and-traditional-finance-fintech-adoption-accelerates/

Please be advised that all information, including our ratings, advices and reviews, is for educational purposes only. Crypto investing carries high risks, and CryptoNinjas is not responsible for any losses incurred. Always do your own research and determine your risk tolerance level; it will help you make informed trading decisions.

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