Key Points:

• Main event, leadership changes, market impact, financial shifts, or expert insights.
• Swift, top banks enhance blockchain ledger.
• Advances in tokenized asset networks.

Swift, collaborating with over 30 global banks, announced on December 19 collaboration to develop a blockchain-based ledger system aimed at enhancing digital asset infrastructure and cross-border payment efficiency.

This initiative seeks to improve financial interoperability and operational efficiency, potentially reshaping the digital finance landscape by bridging traditional and tokenized value transfer through regulated frameworks.

Swift-Bank Blockchain Collaboration Transforms Payment Systems

Swift partners with bankslike JPMorgan, HSBC, and Wells Fargo, aiming to innovate with a blockchain-based shared ledger. Javier Pérez-Tasso, Swift CEO, noted:

Swift is integrating a blockchain-based solutionwith its messaging, APIs, and ISO 20022 standards. This system targets real-time cross-border payments, aiming for efficiency and security improvements. Consensys provides the blockchain technology underpinning this prototype initiative.

Industry leaders expressed support, with Ather Williams IIIfrom Wells Fargo stating alignment with global standards. Eva Rubiofrom BBVA emphasized the potential for real-time settlement. These endorsements highlight the financial sector’s readiness to embrace new technologies.

Blockchain Integration Signals Shift in Financial Compliance

Did you know?Swift’s initiative follows their ongoing digital asset trials, echoing past efforts like their solutions for sanctions compliance, showcasing its role in digital finance evolution.

According to CoinMarketCap data, Bitcoin (BTC) is priced at $88,011.50 with a market cap of $1.76 trillion and market dominance of 59.16%. Over the past 90 days, it has decreased by 24.11%, with a 24-hour trading volume of $57.68 billion.

Bitcoin(BTC), daily chart, screenshot on CoinMarketCap at 13:43 UTC on December 19, 2025. Source: CoinMarketCap

Coincu’s research team notesthat the incorporation of blockchain by Swift could lead to enhanced compliance frameworks. This initiative also highlights the industry’s broader trend towards intersecting blockchain technology with traditional financial operations, fostering regulatory confidence.

DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.

Source: https://coincu.com/blockchain/swift-banks-blockchain-ledger/

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