Key Takeaways:

• X Money launching limited beta; crypto inclusion unconfirmed at this stage.
• No specific cryptocurrencies named; fiat features likely to roll out first.
• Regulatory licensing hurdles could delay custody, stablecoin, and trading capabilities.

Early interface images and community posts have prompted questions about whether X Money will include crypto at launch. According to Forbes, Elon Musk has described X Money as a potentially major product that could include crypto integration, but no specific assets have been named.

As of now, there is no official confirmation of which cryptocurrencies, if any, will be supported in the first release. Public comments emphasize a phased rollout, suggesting core fiat functions could precede any digital asset features.

Regulatory and licensing needs remain the gating factor for crypto capabilities. Based on coverage by Traders Union, activities such as custody of digital assets, stablecoin payments, and trading would trigger money services, money transmitter, and potentially securities-related obligations that can extend timelines.

X’s leadership has outlined payments, storing value, creator payouts, and even trading or investments as target functions, alongside a card and wallet buildout with an established network partner. As reported by CoinDesk, this foundation work has included a partnership with Visa to support basic payments infrastructure while avoiding commitments on specific crypto assets at launch.

“This will be a very limited access beta at first. When people’s saving [sic] are involved, extreme care must be taken,” said Elon Musk, owner of X.

Expert timelines remain provisional. The Block reported that Fireblocks’ payments executive projected X Money could be crypto-ready by the end of 2025, a view framed as contingent on compliance and product sequencing rather than a firm launch commitment.

Wider industry signals show incremental movement on regulated access to banking rails for crypto firms. As reported by Cointelegraph, Kraken’s banking unit received limited-purpose master account access from a regional Federal Reserve Bank, underscoring a cautious opening that could inform how large platforms approach digital assets.

Community expectations around Dogecoin remain elevated. According to Benzinga, Dogecoin’s official X account recently encouraged businesses to accept DOGE to avoid card fees, reflecting sentiment that would likely persist even if X Money debuts with fiat-first functionality.

At the time of this writing, Dogecoin (DOGE) is around $0.09617 with medium, 4.99% volatility and “Bearish” sentiment. Technical context shows an RSI near 39 and 10 green days in the past 30 sessions. The 50-day simple moving average near 0.1099 remains below the 200-day near 0.1592, a configuration consistent with a subdued trend.

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